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Payments

Payment processing for research peptide businesses

Confirm payment acceptance before building around a provider’s checkout.

AnswersUpdated 2026-09-24
01

Confirm acceptance

Have the provider review your actual products, buyers and storefront. Signup alone is not approval.

02

Compare written terms

Review fees, reserves, payouts and account limits before signing.

03

The provider decides

An introduction can help you find a potential provider. It cannot guarantee acceptance.

The short answer

Possibly. A payment provider must review and accept your exact products, buyers and business model. A signup confirmation is not a category approval.

Ask for written confirmation before taking payments. Pricing, reserves, limits and approval are set by the provider, not by your supplier.

Start with category acceptance

Share your live website, product labels and an accurate description of what you sell. Do not describe research supply as a different business to secure an account.

Providers publish different prohibited and restricted categories. Stripe, for example, lists incorrectly labeled research chemicals among prohibited products. Its rules do not establish eligibility for your business; ask the provider to review it directly.

What to confirm before signing

  • Accepted products and buyers. Have the provider review the actual catalog and storefront.
  • Total cost. Request rates, transaction fees, monthly fees and termination terms.
  • Reserves and payouts. Understand how much money may be held and when it is released.
  • Account limits. Confirm approved volume, order values and reporting requirements.
  • The account holder. Your business must be accurately identified in the approved arrangement.

Keep the application accurate

Your website, labels and application should describe the same business. Do not accept an unrelated merchant category code or an arrangement that conceals the actual seller.

How we help

We make payments introductions and help organize the documents a provider requests. We do not process payments, act as a payment facilitator or guarantee approval. The provider decides and sets the terms.

A useful next step

An introduction, not a processing promise.

Scale helps organize requested documents and makes payments introductions. We do not process payments or guarantee approval.

Explore payments introductions →

Frequently asked questions

How much does high-risk processing cost?

Terms vary. Compare the complete quote, including fees, reserves, payout timing and termination costs. A reserve affects working capital even when it is not an additional fee.

Can I just use crypto or ACH instead?

Alternative methods have their own provider rules, fees and risks. Confirm that the service accepts your business. Follow the payment instructions on your wholesale invoice rather than assuming any method is available.

Will you get me approved?

No approval is guaranteed. We can make an introduction and help organize the requested documents. The acquiring bank or payment provider decides whether to accept the business.

Your next step

Explore payments introductions

See what the service includes and how to take the next step for your business.